(3 ) Requesting or receiving payment of any fee or consideration from a person for goods or services represented to recover or otherwise assist in the return of money or any other item of value paid for by, or promised to, that person in a previous transaction, until seven (7) business days after such money or other item is delivered to that person. 1681, that a consumer report may only be obtained for a specified permissible purpose Nothing in this Rule should be construed to affect the requirement in the Fair Credit Reporting Act, 15 U.S.C. (ii ) The seller has provided the person with documentation in the form of a consumer report from a consumer reporting agency demonstrating that the promised results have been achieved, such report having been issued more than six months after the results were achieved. (i ) The time frame in which the seller has represented all of the goods or services will be provided to that person has expired and

(2 ) Requesting or receiving payment of any fee or consideration for goods or services represented to remove derogatory information from, or improve, a person's credit history, credit record, or credit rating until: (1 ) Threats, intimidation, or the use of profane or obscene language It is an abusive telemarketing act or practice and a violation of this Rule for any seller or telemarketer to engage in the following conduct: § 310.4 Abusive telemarketing acts or practices. For purposes of the previous sentence, the term “further solicitation” does not include providing the customer with information about, or attempting to sell, any other item included in the same catalog which prompted the customer's call or in a substantially similar catalog. The term does not include the solicitation of sales through the mailing of a catalog which: contains a written description or illustration of the goods or services offered for sale includes the business address of the seller includes multiple pages of written material or illustrations and has been issued not less frequently than once a year, when the person making the solicitation does not solicit customers by telephone but only receives calls initiated by customers in response to the catalog and during those calls takes orders only without further solicitation. (gg ) Telemarketing means a plan, program, or campaign which is conducted to induce the purchase of goods or services or a charitable contribution, by use of one or more telephones and which involves more than one interstate telephone call.

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